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Falling Interest Rates

Interest rates have been steadily falling, presenting a positive shift for borrowers. With high street rates currently around 4.84% for 5-year fixed products within 85% loan-to-value ratio, making borrowing more affordable. As rates are expected to keep dropping, the choice between a 2-year and a 5-year deal is now becoming crucial. It has never been a more important time…
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Case Study: Home Modifications for a Disability – Thomas & Co

Case Study: Home Modifications for a Disability

Case Study: Home Modifications for a Disability Thomas & Co Mortgage Advice recently helped a client who was forced to retire due to ill health. Sarah (anonymised) needed money to upgrade her house, as home modifications were required to suit her disability. This case study looks at how our team supported Sarah and secured the cash funds she needed,…
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Funding Children’s Education and University Studies – Thomas & Co

Funding Children’s Education and University Studies – Thomas & Co

Funding Children’s Education and University Studies Funding your children’s education and university studies might seem like an increasingly difficult challenge when faced with the current cost-of-living crisis. According to Student Loan Statistics, the average debt for a student who started their studies in 2021/22 is £45,800 once they have finished their course. Over recent years, this staggering level of…
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Finding Funding for a Holiday or a Bucket List Adventure

Finding Funding for a Holiday or a Bucket List Adventure

Finding Funding for a Holiday or a Bucket List Adventure It’s been a strange year for travel. After the turmoil caused by the pandemic, there was an initial surge in holiday bookings causing airport chaos and travel disruption. But as the cost-of-living crisis worsens, many people are now thinking of putting their holiday plans on hold. Finding funding for…
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How to Find Funding for a Caravan, Campervan or Motorhome

How to Find Funding for a Caravan, Campervan or Motorhome

How to Find Funding for a Caravan, Campervan or Motorhome The pandemic led to a rise in people staying within the UK for their holidays. As a result, there was a sudden demand in caravanning breaks. The waiting list for caravan orders doubled and waiting times have only started to decrease recently, as people look at their financial options.…
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Supporting Grandchildren Financially – Thomas & Co Mortgage Advice Ltd

Supporting Grandchildren Financially

Supporting Grandchildren Financially An increasing number of grandparents are stepping in to support their grandchildren financially, due to the escalating cost-of-living crisis. As parents face an unprecedented level of pressure to pay for energy and other household bills, large spends are being affected. Whether it’s financial support for school or university fees, a child’s first car or a house…
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