Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire

Our Services

Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire

Our Services

7 Reasons for Releasing Equity from Your Property - Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire

Expert Mortgage Advice

Choosing to buy a property may be one of the biggest financial decisions you’ll make in a lifetime. It is for this very reason that impartial advice is critical from a qualified mortgage advisor.

Whether you are a first-time buyer, looking to re-mortgage, or even looking to purchase a second home, this is where Thomas & Co excel. We know that no two clients are the same, so we guarantee reliable mortgage advice tailored to your individual circumstances.

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Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire

Lifetime Mortgage (Equity Release)

Equity release is a way of unlocking the value of your home and turning it into a tax-free, cash lump-sum.

Thomas & Co are pleased to offer equity release plans to people over the age of 55 with a minimum house value of £70,000. We visit you in the comfort of your own home and encourage family members to be at the meetings too.

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Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire

Over 55’s Mortgages

They say age is just a number, but when it comes to a mortgage your age can put a halt on the process. We pride ourselves in being able to help those later in life secure a mortgage or re-mortgage to a competitive interest rate.

If you are between 55 and 89 and looking to reduce your monthly outgoings, or raise finance, a mortgage / re-mortgage could help you do this.

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Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire

Bridging & Development

Thomas & Co are able to help both individuals seeking finance to build their forever home to developers / builders looking to secure finance to build out a development. Thomas & Co have lenders who will lend against the GDV (End Value) of the site.
Self-Build

Self-build mortgages are set up where the monthly payments are on an interest only basis with the money released on draw-down throughout the build.

At the end of the build and with the sign off from the City Planning Officer, the loan is swapped to a repayment mortgage, usually with the same lender which is set up at the start of the loan, ready to slide into place upon completion of the build.

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Buy To Let Mortgages Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire

Buy To Let Mortgages

Becoming a private landlord can be a sound investment & a way to secure your financial future.

When buying a property to let, you will need to decide whether your primary objective is income or capital growth. In other words, are you looking to make a profit month on month, or looking to make a profit through increased equity if the property increases in value over time?

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Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire

Life Insurance

Protecting your family with the right insurance policy is also very important to us. We offer the most suitable, affordable Life Cover to help protect you and your family should a life changing condition suddenly arise through Death or the diagnosis of a terminal illness.

We have helped people obtain life insurance who have experienced life changing illnesses, such as Type 2 Diabetes, Heart Attacks an certain types of Cancer.

Once we know what type of illness you have experienced, we can search the whole market to find the most suitable insurance company to cover your needs.

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Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire

About Thomas & Co

About Thomas & Co

Thomas & Co was set up in 2010, with the ethos of offering the very best Independent Mortgage Advice. We believe that everyone, regardless of age or personal circumstance should have access to a mortgage that is suitable to their needs.

Being Independent, Whole of Market Financial Brokers enables us to offer the best deals to our customers.

We have helped hundreds of clients obtain the lowest mortgage rates available to them, including those with a poor / challenging credit history

Our friendly team are based in Hinckley, Leicestershire. We offer in-house services along with home visits to 7pm.

Your Home May Be Repossessed if You Do NOT Keep Up Repayments On Your Mortgage.

Get expert guidance and support from people you know you can trust

Our Google Reviews

Our Google Reviews

Thomas & Co Mortgage Advice Ltd IconThomas & Co Mortgage Advice Ltd

11 New Buildings, Hinckley

5.0 26 reviews

  • Avatar Andrew Ervin ★★★★★ 2 months ago
    I have been fortunate enough to have the services of Graham Darwent from Thomas & Co on three separate occasions over the last six years: firstly a help to buy mortgage application, followed by two re-mortgage applications. His support … More and knowledge has been fantastic, he holds a deep understanding of the mortgage market and was able to offer us extremely useful advice and guidance. Negotiating such scenarios could often be seen as a stressful event but at all times Graham is absolutely unflappable and always has a positive outlook and a range of solutions to any problems that may arise. I would not hesitate to recommend his services, we are definitely customers for life!
  • Avatar Aiyisha cakessearch26 ★★★★★ 3 months ago
    I cannot praise this company enough!!. Nilay was my mortgage advisor. He was excellent , very responsive, informative and very professional. He worked immediately on my application as there was a time restraint and even responded to my … More many emails and calls very quickly. They are a great team and I would like to thank Nilay, Neil and Julie for their brilliant service. I would 1000% recommended. Thank you 😊
  • Avatar Neil Mackey ★★★★★ 4 months ago
    Wouldnt hesitate to recommend Thomas & Co in future. A pleasure to deal with from start to finish, nothing was too much trouble and i was kept up to date throughout the process. Graham really understands what excellent customer service … More is and it was so reassuring having someone that knowledgeable to turn to. Thanks again!
  • Avatar Jack West ★★★★★ 2 months ago
    After completing on our first home last week, we know we wouldn’t have gotten here without Nilay from Thomas & co. After initial communication a year ago, Nilay looked at our situation and gave us advice on how to get ourselves into … More a better position to buy our first home. Nilay always kept us up to date and helped us through every step of the way. With instant, professional responses, nothing was ever too much trouble. We would not hesitate to recommend Nilay and will certainly be using his services again, aswell as recommending Thomas & Co as a company to our friends and family. Thank you!
  • Avatar Andrew Cook ★★★★★ 3 months ago
    This is the second time i have used Thomas and Co and in particular Nilay and i will never use anyone else.
    Nilay's customer service is second to none and the company overall have the best interests for you as a customer.
    I have done
    … More and will continue to refer them to friends and family
  • Avatar John Mace ★★★★★ 8 months ago
    We have used Graham several times over the last few years and he has always come up trumps for us. His friendly manner is an added bonus and this and his wide knowledge of the industry he works in have impressed not just us but also clients … More I have referred to him.
  • Avatar Nigel Harrison ★★★★★ a year ago
    Been Stuck in a Bridging loan for months after the Halifax let us down, even though they had given us a mortgage in principal. Luckily I spotted Thomas & Co while looking for a solution to our situation.I was really becoming quite despondent … More until I made an appointment with Nilay. He listened to how we had got into the situation that we were in and said he would get back to us. Several days later he had come up with a solution and we now have a formal mortgage offer. I urge anyone who needs a mortgage to contact Thomas & Co first, I wish I had sooner.They are a great team, please give them a try.
  • Avatar Sharon Coleman-Smith ★★★★★ 9 months ago
    I would highly recommend Thomas and Co they are so professional and always dealt with any enquiries l had nothing was to much trouble, Nilay helped us and always took the time to make sure we understood everything about our mortgage change … More and emailed with every update he had, if you need any advice go and see them they are all truly lovely people 😊
  • Avatar Tracy Wright ★★★★★ 5 months ago
    We used thomas & co mortgages to sort out a gifted deposit from my mum for a house mortgage. Nilay help us source all information quickly and explained the process very clearly to us. I highly recommend using this company.
  • Avatar George Andrews ★★★★★ 11 months ago
    Absolutely first class service and excellent financial advice, I would recommend Graham, Julie and the team to everyone. Thanks for a great mortgage deal.
  • Avatar Penny List ★★★★★ 3 years ago
    Fantastic from start to finish. Graham and Julie worked tirelessly on getting my mortgage, keeping me updated throughout the process and right through to completion.i will be highly recommending Thomas and Co for their services and can't … More thank them enough for all their help and support in the purchase of my house.
  • Avatar Emily Spratt ★★★★★ a year ago
    Thomas and Co provided an excellent service to me and they were so helpful and responsive throughout the process of obtaining my mortgage. I am sure that I would not have got one without them! Thank you so much!
  • Avatar Hayley Pope ★★★★★ 3 years ago
    I have used Thomas & Co twice over the past 5 years. Graham and his team are excellent at what they do and are more than happy to sit and explain in detail the finer points of financial services. I would highly recommend them to anyone … More looking for a financial adviser.
  • Avatar Andy Murphy ★★★★★ a year ago
    Graham and Julie have been fantastic on both occasions we have been helped by Thomas & Co.Friendly, professional, helpful and a pleasure to deal with. Heartily recommended!
  • Avatar Deborah Fairlie ★★★★★ 3 years ago
    We have just completed our mortgage. The process was made so easy and Graham and Julie were so helpful. Graham sorted it all for us including answering all my queries promptly.. Thank you, I would recommend Thomas and Co to anyone particularly … More if you don't like paperwork,
  • Avatar David Mulcahy ★★★★★ 4 years ago
    Graham is one of the most professional advisers in this market, after having no end of troubles with a simple debt consolidation plan, Graham got me a better deal, it took 1 meeting and Julie was fantastic too!!Highly reccomend
  • Avatar Michelle Spelman ★★★★★ a year ago
    Great service, I highly recommend and will be using Thomas & Co again in the future. Graham thank you for all your help and support throughout. P.s credit to the team as well.
  • Avatar Harry Roberts ★★★★★ a year ago
    Professional advice and service in sourcing a suitable mortgage and successfully completing my application until final purchase. recommend them to anyone looking at property and insurance cover
  • Avatar Max Angelus ★★★★★ 4 years ago
    Fantastic service received for first time buyers. Thomas & Co helped me navigate the tricky minefield that is first time buying. A+ service. Would definitely recommend !!!!!!
  • Avatar Gail Sumner ★★★★★ a year ago
    highly recommend for mortgages they have been so helpful and friendly. Always there to help with paperwork and answer any questions for me.
  • Avatar Roger Lill ★★★★★ a year ago
    Friendly team, excellent service. We are very pleased with how fast and smoothly everything went. Fully recommended.
  • Avatar Vicky Manners ★★★★★ 3 years ago
    Great service, will highly recommend them to everyone. Efficient, professional couldn’t ask for more.
  • Avatar Gordon Allen ★★★★★ 3 years ago
    Great Service, really helpful, sorted us out , recommend Thomas & Co. any day
  • Avatar Blaine Smith ★★★★★ a year ago
    Very helpful and knowledgable, would definitely recommend and use again
  • Avatar Rory Watson ★★★★★ 3 years ago
    Excellent service, will be recommending to everyone we know.
  • Avatar Rob Mcdonald ★★★★★ 4 years ago

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