Critical Illness Cover
Protecting your family with the right insurance policy is very important to us. We offer the most suitable, affordable Critical Illness polices from the whole insurance market. Helping to protect you and your family should a life changing condition suddenly arise through the diagnosis of a serious illness.
Critical Illness – What is it?
A Critical Illness plan is designed to pay out a lump sum on the diagnosis of certain specified illness. It is often ‘bolted on’ to a life assurance policy as an additional benefit but can also be a standalone plan.
Who is it for?
Most families rely on joint incomes to cover essential bills, such as a mortgage, along with all of the other bills associated with a home / family.
They are designed to help provide a lump sum to be used for health care, adapt your home to make living easier within it, pay off the mortgage or live life to the fullest whilst you can.
The quality of cover and the illnesses covered can vary significantly between different providers.
As Independent Financial Advisers we can help you find the plan that best meets your needs.
The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents