Funding for Home Improvements The recent cost-of-living rise has left many people wondering whether they can still afford to pay for property renovations and repairs. Whether you’re looking to build an extension or replace a boiler, there are ways to find funding for home improvements. And with the latest announcement in the Spring Budget, there’s currently no VAT payable…

What To Do If Your Interest Only Mortgage is Ending If your interest only mortgage is coming to the end of its term and you have the loan balance to pay, you have a few options available, but the time to act is now so don’t delay. At the time of writing, inflation and interest rates have risen dramatically.…

Helping Your Child Buy a House Through Equity Release Nowadays helping an adult child get onto the property ladder may seem tricky, especially as the cost-of-living increases. There are several ways you can help your child buy their first house, including equity release, becoming a guarantor and shared ownership schemes.Nowadays helping an adult child get onto the property ladder…

In 2018, Retirement Interest Only Mortgages (RIOs) were introduced as a way for older homeowners to repay interest-only mortgages. Although this product has been less popular than predicted, this type of mortgage could still be a practical option for some people aged 55 and over.In essence, a RIO is a standard home loan with a key difference; it does…

Welcome to our first blog! Our aim is to share important insights and information with you on a regular basis. In this article, we look at various situations where releasing equity from your property could provide you with much-needed cash to enjoy your current lifestyle. It may also allow you to make plans for your future, so you can…