Interest rates have been steadily falling, presenting a positive shift for borrowers.
With high street rates currently around 4.84% for 5-year fixed products within 85% loan-to-value ratio, making borrowing more affordable.
As rates are expected to keep dropping, the choice between a 2-year and a 5-year deal is now becoming crucial. It has never been a more important time than it is now, to discuss your borrowing needs with a whole of market mortgage broker.
Luckily, we are here to help you navigate the mortgage market, potentially reducing your monthly mortgage payments.
(Published 29th November 2023)
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