Over 55’s Mortgages

Over 55’s Mortgage.

They say age is just a number, but when it comes to a mortgage your age can put a halt on the process. We pride ourselves in being able to help those later in life secure a mortgage or re-mortgage to a competitive interest rate

If you are between 55 and 89 and looking to reduce your monthly outgoings, or raise finance, a mortgage / re-mortgage could help you do this.

More and more lenders are now offering mortgages designed for those in later life who still have the ability to make monthly payments. These mortgages can be on a repayment basis, and if there is enough equity in the property, interest only.

These products are a considerably different concept to equity release and can give you the ability to;

1To stay in your home

2Make home improvements

3Re-mortgage to reduce monthly payments

4Help a family member onto the property ladder

5Buy a holiday home

6Buy to let


Your home may be repossessed if you do not keep up repayments on your mortgage.