Why Use Thomas & Co?

Local Mortgage Broker

Thomas & Co, based out of our offices in Hinckley, Leicestershire provide Independent Mortgage Advice across the UK.

Independent Mortgage Advice

Our independence allows us to provide impartial and fair advice to all our customers.

As a whole of market mortgage broker, we can source hundreds of deals to suit every situation. From a simple mortgage adviser, Thomas & Co became a specialist mortgage broker, helping hundreds of clients who didn’t know which way to turn.

Additionally Thomas & Co has now progressed into the next specialist market of equity release, which is a highly regulated part of the mortgage industry. Few advisers have the professional ability or qualifications to offer this level of service, and this is why our customers refer our services again and again.

We are directly authorised by the Financial Conduct Authority and are members of the highly regarded Equity Release Council. You can rest assured that your mortgage will be the right one for your needs.

We also help IFAs and accountants with their clients’ mortgage needs.

Why Use Thomas & Co?

Thomas & Co Mortgage Advice Ltd. was founded in 2010 and has grown rapidly into a national company with the head office in Hinckley, Leicestershire. Whether you’re looking for a standard mortgage or you need more complex advice, we can help. Our friendly team thrive on helping you achieve the right deal and protection policy to suit your needs, so you can safely move into your first property or your dream home. As one of our customers, you will always receive friendly, reliable and expert advice at every stage of the mortgage process.

Specialist Mortgages & Whole of Market Broker

Your Home May Be Repossessed if You Do NOT Keep Up Repayments On Your Mortgage.

Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire
Graham Darwent
Owner & Senior Mortgage Professional

As founder of Thomas & Co., Graham has been working in the industry since 2005. He previously owned a company called Easy 2 Mortgage. Sadly, due to the 2008 economic crisis, Graham found it wasn’t so easy to offer mortgages anymore. So, he rebranded into Thomas & Co.

When Graham was 24, he went to California with $400 in his back pocket and a suitcase. He didn’t know anyone when he arrived but returned 10 years later as a well-educated man. Before Thomas & Co., Graham ran various businesses, and successfully grew one from £60,000 to £180,000 turnover within 3 years. Graham’s motto is “Always Better Yourself” and “Do More to Achieve More”. Outside of work, he enjoys skeet shooting, socialising with family, going to the cinema and visiting historical homes.

Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire
Office Manager

Julie has been with Thomas & Co. since 2011 and has enjoyed a varied career. Julie worked in the offices of Walker & Hall/Goldsmiths Jewellers, dealing with jewellery and diamonds on a daily basis. She’s also worked for Midland Bank in the Lost and Found department helping people in distress, for Comet, and then within insurance roles. Julie enjoys working with her team and her very varied role; dealing with customers, solicitors and lenders ensures every day is different. She also likes the compliance aspect; making sure everything is in place as per FCA requirements. Outside of work, Julie enjoys going to the gym, Pilates and socialising; she’s part of a group called Fabulous Females. She also enjoys going to live events, which involve singing and dancing. She loves music and having fun, which has been an important lifeline after losing her husband and has helped her bring up her three children.

Thomas & Co Mortgage Advice Ltd. Hinckley, Leicestershire
Nilay Joshi
Mortgage Adviser

Nilay joined the business in 2019 and has previously worked in various financial services roles since 2007. Nilay started his career working for NatWest, where he gained experience working in sales, business portfolio management, and then as a branch-based Mortgage Advisor. Before joining Thomas & Co, he worked as a self-employed Mortgage Advisor. Nilay enjoys interacting with his clients and the sense of reward gained from helping someone to buy their first home or even their dream home. Outside of work, Nilay likes to keep his mind and body active, which includes running and boxing. After eating meat and dairy for 35 years, he switched to a healthy plant-based diet in 2019 and now enjoys a great vegan lifestyle. As a father, he also has two young boys who keep him busy.

Cameron Brannan
Cameron Brannan
Mortgage & Protection Advisor

Cameron joined Thomas & Co in 2022, having worked in the industry since 2016 for one of the largest wealth management companies in the UK. Cameron is responsible for ensuring our customers receive the right mortgage and protection advice. He believes strongly in the importance of creating and maintaining positive, long-lasting client relationships. Cameron enjoys meeting new people and helping them to secure the most suitable mortgage deal for their needs. Outside of work, Cameron likes going to the gym, playing football and golf, and he follows Leicester City. Cameron also loves to travel, having visited 16 countries, and his favourite place to date is Krakow in Poland.

Our Office

Our Office

Our Google Reviews

Our Google Reviews

Thomas & Co Mortgage Advice Ltd IconThomas & Co Mortgage Advice Ltd

11 New Buildings, Hinckley

5.0 26 reviews

  • Avatar Andrew Ervin ★★★★★ 2 months ago
    I have been fortunate enough to have the services of Graham Darwent from Thomas & Co on three separate occasions over the last six years: firstly a help to buy mortgage application, followed by two re-mortgage applications. His support … More and knowledge has been fantastic, he holds a deep understanding of the mortgage market and was able to offer us extremely useful advice and guidance. Negotiating such scenarios could often be seen as a stressful event but at all times Graham is absolutely unflappable and always has a positive outlook and a range of solutions to any problems that may arise. I would not hesitate to recommend his services, we are definitely customers for life!
  • Avatar Aiyisha cakessearch26 ★★★★★ 3 months ago
    I cannot praise this company enough!!. Nilay was my mortgage advisor. He was excellent , very responsive, informative and very professional. He worked immediately on my application as there was a time restraint and even responded to my … More many emails and calls very quickly. They are a great team and I would like to thank Nilay, Neil and Julie for their brilliant service. I would 1000% recommended. Thank you 😊
  • Avatar Neil Mackey ★★★★★ 4 months ago
    Wouldnt hesitate to recommend Thomas & Co in future. A pleasure to deal with from start to finish, nothing was too much trouble and i was kept up to date throughout the process. Graham really understands what excellent customer service … More is and it was so reassuring having someone that knowledgeable to turn to. Thanks again!
  • Avatar Jack West ★★★★★ 2 months ago
    After completing on our first home last week, we know we wouldn’t have gotten here without Nilay from Thomas & co. After initial communication a year ago, Nilay looked at our situation and gave us advice on how to get ourselves into … More a better position to buy our first home. Nilay always kept us up to date and helped us through every step of the way. With instant, professional responses, nothing was ever too much trouble. We would not hesitate to recommend Nilay and will certainly be using his services again, aswell as recommending Thomas & Co as a company to our friends and family. Thank you!
  • Avatar Andrew Cook ★★★★★ 3 months ago
    This is the second time i have used Thomas and Co and in particular Nilay and i will never use anyone else.
    Nilay's customer service is second to none and the company overall have the best interests for you as a customer.
    I have done
    … More and will continue to refer them to friends and family
  • Avatar John Mace ★★★★★ a year ago
    We have used Graham several times over the last few years and he has always come up trumps for us. His friendly manner is an added bonus and this and his wide knowledge of the industry he works in have impressed not just us but also clients … More I have referred to him.
  • Avatar Nigel Harrison ★★★★★ a year ago
    Been Stuck in a Bridging loan for months after the Halifax let us down, even though they had given us a mortgage in principal. Luckily I spotted Thomas & Co while looking for a solution to our situation.I was really becoming quite despondent … More until I made an appointment with Nilay. He listened to how we had got into the situation that we were in and said he would get back to us. Several days later he had come up with a solution and we now have a formal mortgage offer. I urge anyone who needs a mortgage to contact Thomas & Co first, I wish I had sooner.They are a great team, please give them a try.
  • Avatar Sharon Coleman-Smith ★★★★★ a year ago
    I would highly recommend Thomas and Co they are so professional and always dealt with any enquiries l had nothing was to much trouble, Nilay helped us and always took the time to make sure we understood everything about our mortgage change … More and emailed with every update he had, if you need any advice go and see them they are all truly lovely people 😊
  • Avatar Tracy Wright ★★★★★ 10 months ago
    We used thomas & co mortgages to sort out a gifted deposit from my mum for a house mortgage. Nilay help us source all information quickly and explained the process very clearly to us. I highly recommend using this company.
  • Avatar George Andrews ★★★★★ a year ago
    Absolutely first class service and excellent financial advice, I would recommend Graham, Julie and the team to everyone. Thanks for a great mortgage deal.
  • Avatar Penny List ★★★★★ 4 years ago
    Fantastic from start to finish. Graham and Julie worked tirelessly on getting my mortgage, keeping me updated throughout the process and right through to completion.i will be highly recommending Thomas and Co for their services and can't … More thank them enough for all their help and support in the purchase of my house.
  • Avatar Emily Spratt ★★★★★ 2 years ago
    Thomas and Co provided an excellent service to me and they were so helpful and responsive throughout the process of obtaining my mortgage. I am sure that I would not have got one without them! Thank you so much!
  • Avatar Hayley Pope ★★★★★ 4 years ago
    I have used Thomas & Co twice over the past 5 years. Graham and his team are excellent at what they do and are more than happy to sit and explain in detail the finer points of financial services. I would highly recommend them to anyone … More looking for a financial adviser.
  • Avatar Andy Murphy ★★★★★ 2 years ago
    Graham and Julie have been fantastic on both occasions we have been helped by Thomas & Co.Friendly, professional, helpful and a pleasure to deal with. Heartily recommended!
  • Avatar Deborah Fairlie ★★★★★ 4 years ago
    We have just completed our mortgage. The process was made so easy and Graham and Julie were so helpful. Graham sorted it all for us including answering all my queries promptly.. Thank you, I would recommend Thomas and Co to anyone particularly … More if you don't like paperwork,
  • Avatar David Mulcahy ★★★★★ 5 years ago
    Graham is one of the most professional advisers in this market, after having no end of troubles with a simple debt consolidation plan, Graham got me a better deal, it took 1 meeting and Julie was fantastic too!!Highly reccomend
  • Avatar Michelle Spelman ★★★★★ 2 years ago
    Great service, I highly recommend and will be using Thomas & Co again in the future. Graham thank you for all your help and support throughout. P.s credit to the team as well.
  • Avatar Harry Roberts ★★★★★ 2 years ago
    Professional advice and service in sourcing a suitable mortgage and successfully completing my application until final purchase. recommend them to anyone looking at property and insurance cover
  • Avatar Max Angelus ★★★★★ 5 years ago
    Fantastic service received for first time buyers. Thomas & Co helped me navigate the tricky minefield that is first time buying. A+ service. Would definitely recommend !!!!!!
  • Avatar Gail Sumner ★★★★★ 2 years ago
    highly recommend for mortgages they have been so helpful and friendly. Always there to help with paperwork and answer any questions for me.
  • Avatar Roger Lill ★★★★★ 2 years ago
    Friendly team, excellent service. We are very pleased with how fast and smoothly everything went. Fully recommended.
  • Avatar Vicky Manners ★★★★★ 4 years ago
    Great service, will highly recommend them to everyone. Efficient, professional couldn’t ask for more.
  • Avatar Gordon Allen ★★★★★ 4 years ago
    Great Service, really helpful, sorted us out , recommend Thomas & Co. any day
  • Avatar Blaine Smith ★★★★★ 2 years ago
    Very helpful and knowledgable, would definitely recommend and use again
  • Avatar Rory Watson ★★★★★ 4 years ago
    Excellent service, will be recommending to everyone we know.
  • Avatar Rob Mcdonald ★★★★★ 5 years ago